Reiter Insurance Agency
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An independent agent can do important things for you:

  • We have at our disposal the ability to quickly check prices and coverages with dozens of different insurance companies.  Since rates vary widely an independent agent can very likely get you a better deal than you can get for yourself. They can even get you insurance from a 'direct writer' like you could get for yourself.
  • Independent agents are a one-stop-shop for all of your insurance needs.  We don't sell just auto insurance. We also sell homeowners, renters, health and life insurance, business insurance etc. Use us - at no cost to yourself - to handle all of your insurance in one place.
  • Insurance is a complicated subject.  Its an agent's business to understand it, and communicate it to you so you understand it as well.  In almost all cases an ordinary consumer will benefit from having someone who deals with this subject for a living advise them on a 50+ page contract.  If there are any hidden surprises, a licensed agent is the one equipped to know where they are.  Even if you understand insurance thoroughly you can get tripped up:  The industry is regulated on a state-by-state basis.  Move from one state to another and you'll find that the coverages may look the same at first glance, but on closer examination things work a bit differently (very differently, in some states).
  • Coverages don't just vary from state to state ... they vary from company to company within the same state.  Many companies use what are known as 'manuscript' policy forms (form = contract in insurance jargon).  These forms don't necessarily use industry-standard wording and may contain altered provisions that materially affect you in some way... some unknown way if you don't have an expert advisor who is already familiar with a particular policy's quirks. That's why we are here for you.
Posted 8:10 AM  View Comments

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NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
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